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Terms of Use

Last updated: May 19, 2026

By accessing or using The Dividend Journal ("the Site"), the associated newsletter, Discord community, or any downloadable resources (collectively, "the Services"), you agree to these Terms of Use.

Educational purpose only

The Services are provided for educational and informational purposes only. Nothing in the Services constitutes financial, investment, tax, legal, or other professional advice. We are not a registered broker-dealer or investment adviser. You should consult a qualified professional before making any financial decisions.

No guarantees

Trading and investing involve substantial risk of loss and are not suitable for every investor. Past performance — ours or anyone else's — does not guarantee future results. We make no representation that any strategy, setup, or framework discussed will be profitable or will not result in losses.

Your responsibilities

  • You are solely responsible for your own trading decisions and outcomes.
  • You will not redistribute, resell, or publicly republish paid or members-only content without written permission.
  • You will follow the rules of the community spaces (Discord) you join.

Intellectual property

All written content, trade reviews, frameworks, graphics, and code on the Site and in the newsletter are owned by William Li / The Dividend Journal unless otherwise noted. You may quote short excerpts with attribution and a link back.

Limitation of liability

To the maximum extent permitted by law, The Dividend Journal and William Li are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Services, including any trading losses.

Changes

We may update these Terms from time to time. Continued use of the Services after changes constitutes acceptance of the updated Terms.

Contact

Questions: will@thedividendjournal.org.

© 2026 The Dividend Journal. All rights reserved.

Trading involves risk. Not financial advice.